Application Checklist

To begin your application, you’ll need to collect the following information:

• Last year’s W-2 form
• Signed and dated federal tax returns (i.e., 1040s) from the last year, including all schedules
• Most recent 30-day pay stubs for each borrower
• Last two months of bank statements
• Copy of your most recent mortgage statement (if available)
• Picture ID (e.g., driver’s license)
• A copy of the purchase contract (if applicable)
• Legal description of the property (previous title policy recommended)
  
  

If you are self-employed, you will also need the following documents:

• Last year’s signed and dated tax return, including all schedules
• Year-to-date profit and loss (P&L) statement less than 60 days old
  
  

Certain applicants will need to supply additional information:

• If you receive a Social Security pension or annuity, provide a copy of the awards letter and a copy of a recent benefit check.
• If you own other real estate, provide a lease/rental agreement, if applicable, and copies of property tax and insurance bills.
• If you receive alimony or child support, provide a copy of the divorce decree.